With the development of technology and with the help of human creativity banking and managing money keeps getting easier. Now, there is no need to wait in long lines in banks to deposit a check and no painful paying bills. This means, that everything you need to do concerning your financial transactions you can do in the comfort of your home. Because of the fast life and your limited free time, developers are trying to get simpler ways of doing your boring chores. For that reason, there are many great apps lately that are necessary elements in your everyday life. These personal finance apps will alert us to pay bills, track our account balances, and most importantly, always stay within our budgets. Options are endless, and once we start using these apps, we will surely pay more attention to our spending and savings.
Most of the apps listed have the account authorizations and have read-only access, which means that the app will not be able to move money from your bank accounts. Actually, they will not even show your full account number. These apps can only present account balances as well as details of line-item transactions. However, this information still should be kept safe and locked with a PIN. On the other hand, there are apps which are authorized to pull money from your bank account in case you want to put money into a new savings or investment account. These apps include Qapital and Stash Invest.
Some of the best mobile personal finances of 2017 which you can download on your iOS or Android devices include the following ones.
This is a free app which is available for U.S. and Canada only. It is an excellent personal financial application for iOS and Android devices, which offers a complete look at all your account balances. Furthermore, all your balances can be updated in real time if you have Internet connection access. It sorts out your transactions and alerts you in case you are going over your budget. It is a quick and reliable option, and it is the easiest way to track your account.
Venmo is a free app which allows you to send and receive cash from friends effortlessly and at any time. This app has rather basic functions, but they work perfectly. It offers a clear focus and strong execution which makes it one of the best mobile payment systems. However, it is only necessary to pay attention to make your account activity private. Otherwise, you can accidentally broadcast to everyone that you are swapping money among friends since it works closely with social networks.
This app is also free. However, you can choose optional financial advisory services from $19 per month with additional $299 initiation fee. It offers comprehensive monitoring of your accounts, and it resembles Mint. However, it includes a pricey offer for help by a real financial advisor. Unfortunately, it is only available on iPhone and the Web.
LearnVest‘s website and app both offer plenty of tips and pieces of advice since they have a great background in financial literacy and education.
▒ Level Money
This is a simple app which tells you how much you can afford yourself to spend on a daily basis. It is a free app meant for all those with uncomplicated financial situations. Furthermore, the app also helps you to save, by calculating how much money you can keep each day.
It is a personal finance app which helps you save through tiny actions you need to take every day. It is created to make your saving goals easy. However, the app requires you to open a new savings account. But in case if you need a persuasive agent to convince you to save, this is a fantastic app.
▒ Stash Invest
The Stash Invest is unfortunately only an iPhone app which helps its users to start investing. This app allows you to buy, sell, as well as monitor your investment funds. It is an incredibly simple app which includes many additional features and notification options. However, its primary goal is to help you get started investing quickly. The app is available from $1 per month.